Foreclosures Rise on “Good” Mortgage Loans
We began hearing about rising foreclosure rates on mortgage loans a couple years ago. Most of the problems were due to so-called "bad" loans where lenders greedy for fees and profit granted home loans to people who didn't have the proper financial qualifications. A few experts had been warning of the upcoming crisis since 2000 but were drowned out by the excitement of a rising stock market and ever increasing corporate profits. Questionable mortgages were bundled into sales of financial paper and sold in financial deals that made no sense to anyone who looked closely at those transactions. Problem was ...
Commercial Mortgage Loans
Credit tenant lease (CTL) financing is a very unique and very specialized type of commercial mortgage lending designed to provide funding for the purchase, refinance and construction of real estate that is triple net leased (NNN) to credit worthy tenants. Unlike traditional commercial mortgage lending CTL loans are underwritten based upon the financial strength of the tenant and the structure of the lease rather than the underlying value of the property and the credit of the borrower. With CTL loans the lease and the income it guarantees is the primary collateral that backs up the loan. Because of the straight forward nature ...
Securing a Mortgage Loan After Bankruptcy
If you have recently filed for bankruptcy, your low credit score does not look good to lending agents. If you need a mortgage loan after your bankruptcy, you may feel that there is no way to get the financing you need. Fortunately, buying a home with bad credit is possible with time, verification of your income, and a down payment. The most important factor is time. After you file for bankruptcy, a lending agent will probably request that you wait at least two years after the bankruptcy discharge before you can qualify for a mortgage loan. Over those two years in ...
Still Waiting For Your Bank to Approve Mortgage?
There is no doubt that running a business can be a challenge, and finding suitable property for that business can be even more difficult. Even though finding a suitable location for offices, warehouses and other essential elements of the business is difficult it is also an essential part of running a successful enterprise. The most successful business owners understand the importance of suitable property, and they have taken the steps necessary to find and acquire that ideal location. One of the most important concepts for business owners to understand is the commercial hard money mortgage. When used properly these commercial mortgages ...
Bank Mortgages
Do You Really Need a Bank to Get a Mortgage? You may have had financial trouble in the past. You may even have go so far as to...
Mortgage Modification Tips – How to Obtain a Chase Bank Loan Modification The Chase loan modification program is offered by JP Morgan Chase Bank. Chase bank...
Still Waiting For Your Bank to Approve Mortgage? There is no doubt that running a business can be a challenge, and finding suitable...
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Read More Posts From This CategoryMortgage Loans
Securing a Mortgage Loan After Bankruptcy If you have recently filed for bankruptcy, your low credit score does not look good to lending agents. If you need a mortgage loan after your bankruptcy, you may feel that there is no way to get the financing you need. Fortunately, buying a home with bad credit is possible with time, verification of your income, and a down payment. The most important... [Read more of this review]
Commercial Mortgage Loans Credit tenant lease (CTL) financing is a very unique and very specialized type of commercial mortgage lending designed to provide funding for the purchase, refinance and construction of real estate that is triple net leased (NNN) to credit worthy tenants. Unlike traditional commercial mortgage lending CTL loans are underwritten based upon the financial... [Read more of this review]
Foreclosures Rise on “Good” Mortgage Loans We began hearing about rising foreclosure rates on mortgage loans a couple years ago. Most of the problems were due to so-called “bad” loans where lenders greedy for fees and profit granted home loans to people who didn’t have the proper financial qualifications. A few experts had been warning of the upcoming crisis since 2000 but... [Read more of this review]
Read More Posts From This Category